Decision guides

Repair, Replace or Wait?

The most expensive home decisions aren't repairs — they're the wrong repairs. Each guide gives you the warning signs, the real cost of both paths, and the point where waiting starts costing more than acting.

Repair or Replace Your Roof in 2026? Warning Signs, Costs and When Waiting Gets Expensive

Repair your roof if the damage is isolated, the shingles are under about 15 years old, and the deck is dry. Replace it if leaks are recurring, granule loss is widespread, or the roof is past 20 years. Repairs typically run $400 to $1,800; replacement averages $9,000 to $18,000.

Typical repair: $400–$1,800
Typical replacement: $9,000–$18,000

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